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Dear Tom Coates

Christopher L. Jorgensen
P.O. Box 546
Ames, IA 50010

November 7, 2011

Tom Coates
Consumer Credit of Des Moines
6129 SW 63rd St.
Des Moines, IA 50321

Dear Tom Coates,

I think you must have the easiest job in the world. I mean, what can credit counseling entail? Tell people to live within their means, spend less than they make, get rid of their credit cards, and pay for stuff in cash or debit. I know it must be harder than this, but from the outside it seems pretty easy. But debt is like smoking. I’ve never meant a person that smokes that doesn’t know it’s bad for them. Same goes with debt. When you’re up to your eyeballs in crushing debt it’s hard to see a way out. I take back the easy comment. Having to deal with desperate people all day is probably pretty hard.

The real reason I am writing is to ask you to please don’t run that annoying Christmas commercial again this year. I get your version stuck in my head for months and it’s worse than the original and I hate “Jingle Bells!” If you are going to insist on this maybe pick a new song? I can’t be alone in this. Won’t you think of others for once at the holidays?

By the way, I once saw you at the Jordan Creek mall (with a woman that may or may not have been your wife) and was going to ask you to let my girlfriend take our picture together, but I bet you’ve had you picture taken with plenty of famous people.


Christopher L. Jorgensen

This site in book form. Buy it now!


Consumer Credit
of Des Moines


Sorry to disappoint but I plan to run the Christmas spot again this year & I know what you mean about the jingle.

If you see me again, I’d enjoy my picture with you.  I have a large collection with other famous people & yours would fit right in











(515) 287-6428 • 800-955-5765


Tom Coates website:

Scan of the letter from Tom Coates


I was really hoping I could find the commercial referenced in this letter, but sadly it does not seem to be online. I wasted days of my life looking for this for you.

I probably won’t leave this letter up forever. I’ll probably actually only leave it up this week, but like Tom I plan to rerun it every year at about this time of year.

You can watch me read my letter to Tom (with his response) here:

By Christopher L. Jorgensen


Have a comment? Put a stamp on an envelope and drop it in the mail to:

Christopher L. Jorgensen
PO Box 546
Ames, IA 50010

Be sure to mention what letter your comment applies to. Adding some cash with your correspondence is a good thing. You can email me at .(JavaScript must be enabled to view this email address) if you must.

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